Thanks Andy for your reply and am posting here a few more questions...  
 
 
It makes a lot of sense now that you explained this so well. I also have my blood testing done just this last week. Pls make sense of this as well to me ...
are these values concurrent with Thal minor clearly or DNA test is still recommended.
Anything in the following test values that may need special attention or mention...or diet.
I have already started a vit d3, iron & vit b12.
Should I continue with folic acid & how many mg ?
Thanks so much & god bless.
Urja
Serum Iron  87.30   
Ref range for female : 37-145 ug/dl
Total Serum Iron 242.40     
Ref range  : 250-450 ug/dl
Percentage Saturation : 36 
Ref range : 14-50 %
Haemoglobin : 7  Normal range 12-16.5 gm/dl
RBC count 3.63   Normal range 4.2-5.4 x10*6/ul
Haematocrit  23.8 Normal range 37-47 %
MCV 65.6   Normal range 76-96 fl
MCH 19.3   Normal range 27-32 pg
MCHC  29.4    Normal range 32-36  gm/dl
Total WBC 4,500  Normal range  4000-10000/ul
Differential WBC Count
Neutrophil           67    Normal range  40-75%
Eosoniphils    04  Normal range 1-6 %
Basophils 00 Normal range upto 1%
Lymphocytes  28   Normal range  20-45 %
Monocytes 01 Normal range upto 8 %
Morphology of RBC - HYPOCHROPMIA, ANISOCYTOSIS, POIKOLOCYTOSIS, MICROCYTES+. OCC MACROCYTES, TEAR DROP CELLS & SCHISTOCYTES SEEN
Morphology of WBC  Normal
Platelet count 1,80,000  Normal range 150,000-400,000
Platelet    Adequate on peripheral smear